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Gofreecredit You can also get a loan with bad credit, but for this you have to pay a slightly higher rate of interest. If you have a copy of your credit score, you can ensure that there are no errors and if there is, you can sort them before you try for a loan.

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Your credit report contains a history of your credit cards, auto loans, mortgages and other debt. Creditors generally prefer to see the credit report before approving any financial assistance.

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Alternatively, if you have been denied credit in the past 30 days, you can ask the credit bureau for a free report that will ding your credit. Score TransUnion credit report will let you know your chances of being accepted for credit.




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